Author: agentinsure

Make Sure You Have an Emergency Kit in Your Car

Posted on by agentinsure

North Carolina isn’t known for its blizzards, but road conditions can quickly become hazardous once temperatures drop to or below freezing. Because cities like Charlotte, NC don’t have the equipment that snowier places in the Northern United States have, even just a little snow, freezing rain or sleet can make streets slick. Therefore, if you live in Charlotte and own a car, it’s important to prepare a winter emergency kit. At Jim Boyce Insurance, we also recommend reviewing your insurance coverages before the cold weather and precipitation come.

Making a Winter Emergency Kit

A winter emergency kit should have everything you need to stay safe on the side of the road, and enough supplies to keep you fed, hydrated and warm until help comes. We recommend including a set of flares and a flashlight in your emergency kit, as these will help make you visible if you break down on the side of the road. Your kit should also have plenty of snacks and water, along with a blanket for when temperatures are low.

Checking Your Auto Insurance

While everyone should have the same basic supplies in their winter emergency kit, there isn’t a set of coverages that everyone should have in their auto insurance policy. Drivers in Charlotte at least need to maintain the state’s minimum required levels of auto insurance, but it’s often wise to purchase more coverage than is required by state law. Which additional coverages you should invest in will depend on your individual situation.

At Jim Boyce Insurance, we can help you determine what auto insurance coverages you ought to have. Our agents will discuss the different options with you and help you find an affordable policy that meets your needs. If you aren’t comfortable selecting coverages on your own, contact our agents through our website — before the temperatures drop anymore.

 

Make Sure Your Home Will Be Warm and Safe Come Winter

Posted on by agentinsure

With the onset of fall, winter’s cold temperatures are just around the corner. Even in southern towns like Georgetown, TX, heating a home during the upcoming months can be expensive. If you live in Georgetown or a nearby town, here’s how to make sure your home will be warm when winter arrives.

Keeping Your Home Warm

Taking a few steps to prepare your home for the coming cold will reduce your energy costs all winter long. Although these suggestions cost money, they aren’t expensive, and they’ll make sure your home is comfortably warm and safely heated. To get your home ready for the heating season:

  • seal up any drafts in your home
  • have your home’s furnace serviced
  • have your home’s chimney cleaned (if it has one)

Keeping Your Family Safe

In addition to readying your home for winter, the fall is also a good time to review your homeowners insurance policy. You should at least make sure your policy covers your home’s furnace and fireplace before you start using them again. You also, however, might want to shop around and see how your current premiums compare with the going market rates for homeowners insurance in Georgetown, TX.

If you’d like help reviewing your homeowners insurance, contact us at Jim Boyce Insurance. We’ve served many families in Georgetown, and we’d be honored to help yours, too. No matter how you found your current policy, our independent insurance agents can review it and show you how it stacks up to policies from other companies. If there’s a better deal available, they can help you switch.

To get in touch with us, contact our office on the phone or through our website. We have agents ready to help you as soon as you reach them.