So a person slipped and fell on the premise of a business. The company is probably in panic wondering if the person is going to sue and for how much. What’s best for a company to do is to assess the situation and determine if the business is at fault, and of course, contact the insurance company and attorney.
1. Was There Water on the Floor
Once a fall occurs, it’s important for the company to look and see if there was water on the floor. This isn’t always a just reason for a claim, though. If there was a sign, cone or other labeling that states the floor is wet or to be cautious, it’s the responsibility of the person. The sign must be in plain sight, though, or the business could still be held responsible.
2. Was the Area Damaged
Holes, cracks and uneven sidewalks are common causes of falls. It’s vital that a company fixes the issues in a timely manner. In between the time the damage arises and the repair or replacement, the company must create a sign that states the area is damaged and the person must avoid it. Caution taping off the area is one way to prevent people from passing through the area. If the portion of the building is left for anyone to walk on without any warning, a lawsuit could arise from the fall.
3. Winter Accidents
When it snows and is icy, it’s obviously not the company’s fault. However, if a fall results from the business not cleaning a sidewalk off or plowing the parking lot, it can be considered the company’s fault. If the sidewalks and parking lot were maintained recently and it just kept or started snowing again, the fall wasn’t necessarily the business’ fault. However, if the sidewalks and parking lot wasn’t touched, it can be considered the company’s fault.
To create a policy that protects your business and makes your business less likely to experience a liability claim, contact Jim Boyce Insurance, serving Charlotte, NC, at 704-364-9955.