While there are many reasons a home insurance claim is filed, there are some that are simply more common than others. Hopefully, you are a responsible Matthews, NC homeowner and have sufficient insurance coverage for your home in the event that disaster strikes.
However, if you are not or are worried that you do not, reach out to us at Jim Boyce Insurance and we can make sure that you do. In the meantime, here is a look at the three most common home insurance claims and how you can avoid them as a homeowner.
Many people don’t realize just how much damage winds can do. When winds blow through your town at high speeds, they can loosen your shingles and siding, break limbs, and uproot trees. Working to reinforce the exterior of your home and ensuring that roof damage is repaired immediately can help prevent significant issues from happening.
Your roof should undergo routine inspections, and compromised trees on your property should be reinforced or removed by professional arborists before they have a chance to fall and cause significant damage.
From a leaky toilet to a burst pipe, household plumbing issues can truly wreak havoc. They can flood the inside of your home, causing considerable damage to the furniture, floors, and walls. Of course, water damage can also come from a rainstorm or nearby creek.
Plumbing fixtures and pipes should be repaired immediately when damaged, since interior damage from neglected plumbing may not be considered a covered event. In addition, flood insurance should be considered to help protect your home from external water sources, since homeowner’s insurance typically does not cover this type of water damage.
When your home is broken into and your belongings are stolen, you have to deal with the loss of your items as well as broken doors and windows. One way to combat this is by having a home security system installed. In addition, this installation may help to reduce your home insurance costs.
For more information on protecting your Matthews, NC home, contact the agents at Jim Boyce Insurance. We can help ensure that you have a home insurance policy that sufficiently keeps your biggest investment safe and sound.