Does Auto Insurance Cover Windshield Damage?

Windshield damage can be a big problem, especially if your windshield is completely broken. This is why many people turn to Jim Boyce Insurance servicing Matthews, NC for help. Our insurance team can help you file a claim, if your insurance provides coverage for this type of damage.

Not all auto insurance types will cover windshield damage, so it’s important to find out what type of coverage you have and whether it will help with your claim. Our team can answer your questions and help you determine whether your coverage is right for your needs. If your insurance type isn’t enough for what you need, we can help you choose an auto insurance policy that will provide enough coverage the next time you need it. 

About Comprehensive Coverage

Typically, windshield damage is covered by comprehensive auto insurance. If you have a comprehensive auto insurance policy, find out from your insurance agent whether your policy will cover windshield damage. The insurance agent may have questions about how and when the damage occurred, so be ready to talk about what happened. 

What to Know About the Deductible

Your policy deductible is how much you have to pay toward repairs or replacement when a covered event occurs. Some people have deductibles as low as $250. If your deductible is more than the cost to repair your windshield, you may not get any benefit from filing an insurance claim. Talk to your insurance agent to determine whether filing a claim makes sense for your situation.

When to Contact Your Insurance Agent

Was your windshield recently damaged? The team at Jim Boyce Insurance servicing Matthews, NC can help. We can provide insurance information to help you determine whether the damage is covered by your insurance and whether filing a claim makes sense for you. Call today.