If I Rent a Home in Matthews, NC, Can I Purchase a Flood Insurance Policy?

About Matthews, NC Renters and Flood Insurance

To have or not have flood insurance is the question when you rent a home in Matthews, NC. Whatever your questions may be, at Jim Boyce Insurance, our agents have the answers. We’ll go over all that the flood insurance policy covers so you can make an informed decision. We’re here to help you make your life less stressful worrying about an unexpected flooding situation.

What to Know About Flood and Renter’s Insurance

When you rent a home in Matthews, the owner of the property will have a landlord policy, which covers the home’s structure, but does not include your personal belongings. To insure your electronics, clothing, and furniture, you will need a renter’s policy, also referred to as a contents-only policy.

While a renter’s policy provides protection against a burst pipe or if the toilet backups and overflows, it does not cover damage due to flooding. A flooding event includes heavy rainfall, rainstorms, flash floods, and overflowing creeks.

If the home you are renting in Matthews is in a designated flood zone with a high risk of flooding, it is recommended that you have a flood insurance policy. Also, the city is prone to experiencing severe weather threats, which can cause damage even if you don’t rent a home in a flood zone area.

Contact Us

At Jim Boyce Insurance, we want our Matthews, NC residents to feel safe and secure by having the right insurance for peace of mind. Give us a call and let’s discuss your options for flood insurance protection as a renter. With unpredictable weather events and the possibility of a waiting period before a policy goes into effect, don’t put off getting a policy in place before the next storm.