Does Umbrella Insurance Cover You When You Travel?

Planning a trip is always exciting—whether it’s a weekend getaway or a month-long overseas adventure. Amid booking flights and packing bags, it’s easy to overlook an important question: does your umbrella insurance follow you when you leave home? At Jim Boyce Insurance in Matthews, NC, we often hear this question, and the answer might surprise you.

What Does Umbrella Insurance Cover?

Umbrella insurance provides extra liability coverage that goes beyond your home, auto, or boat policies. Think of it as a financial safety net that steps in when your other policies reach their limits. It can help cover legal fees, medical bills, and damages if you’re found responsible for an accident or injury. But does this protection extend beyond your local area?

Does Umbrella Insurance Travel With You?

Good news: in most cases, umbrella insurance does cover you when you travel—both domestically and internationally. This means that if you’re on vacation and accidentally injure someone or damage property, your umbrella policy can help cover the costs. However, every policy is unique, and exclusions may apply depending on the situation or location. It’s always a good idea to review your coverage details before you travel.

Travel with Peace of Mind

Traveling should be about exploring, relaxing, and creating memories—not worrying about liability issues. With the right umbrella insurance in place, you can enjoy your trip knowing you’re protected from unexpected events.

If you’re planning a trip and want to ensure your coverage is up to date, contact Jim Boyce Insurance in Matthews, NC, today. Let us help you travel with confidence and peace of mind.