{"id":94,"date":"2019-03-11T02:00:00","date_gmt":"2019-03-11T14:00:00","guid":{"rendered":"https:\/\/www.jimboyceinsurance.com\/blog\/?p=94"},"modified":"2019-02-28T11:08:05","modified_gmt":"2019-02-28T17:08:05","slug":"why-the-additional-coverage-of-umbrella-insurance-is-smart","status":"publish","type":"post","link":"https:\/\/www.jimboyceinsurance.com\/blog\/why-the-additional-coverage-of-umbrella-insurance-is-smart\/","title":{"rendered":"Why the Additional Coverage of Umbrella Insurance is Smart"},"content":{"rendered":"

You may have heard the term umbrella insurance but felt adequately protected with your current home and auto coverage.  So, you may be surprised when you agent at Jim Boyce Insurance suggested that you consider the additional protection that umbrella insurance provides.  Your existing home and auto liability coverage protects in the event of an accident where you are found to be at fault.  Umbrella insurance, as a secondary liability policy, significantly extends that coverage with a minimal investment.  In the Charlotte, NC area, the agents can show you in detail how this type of policy works for you.  <\/span><\/p>\n

When you most need the help, an umbrella policy provides extended coverage to protect your assets.  In an accident situation, either a car wreck or on your property, where you are found to be at fault, you will be responsible for the repairs and medical expenses of the other party.   Should they decide to sue, you could also be held responsible for their legal fees, as well as your own.  Between vehicle repair, medical care and rehab, legal fees and potentially an award for damages, it’s easy to see that the liability policy allowances can quickly be exhausted.  When that happens, you’re responsible for the additional expenses.  <\/span><\/p>\n

An umbrella policy changes this situation.  For instance, say your home policy has a liability coverage limit of $350,000.  If someone is injured and you are responsible, your home insurance policy will go into effect.  When the policy’s limits are reached, the umbrella policy will kick in with additional coverage to protect you.  They also can have clauses that provide for libel or slander cases.<\/span><\/p>\n

The team at Jim Boyce Insurance in the Charlotte, NC area are ready to help you get the coverage you need.  Give them a call and visit them today.<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"

You may have heard the term umbrella insurance but felt adequately protected with your current home and auto coverage.  So, you may be surprised when you agent at Jim Boyce Insurance suggested that you consider the additional protection that umbrella insurance provides.  Your existing home and auto liability coverage protects in the event of an […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[8,5],"class_list":["post-94","post","type-post","status-publish","format-standard","hentry","category-insurance","tag-charlotte-nc","tag-jim-boyce-insurance"],"aioseo_notices":[],"aioseo_head":"\n\t\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t