{"id":58,"date":"2017-10-17T02:00:00","date_gmt":"2017-10-17T14:00:00","guid":{"rendered":"http:\/\/jimboyceinsurance.com\/blog\/?p=58"},"modified":"2017-10-16T13:46:49","modified_gmt":"2017-10-16T19:46:49","slug":"what-types-of-coverage-is-included-in-renters-insurance","status":"publish","type":"post","link":"https:\/\/www.jimboyceinsurance.com\/blog\/what-types-of-coverage-is-included-in-renters-insurance\/","title":{"rendered":"What Types of Coverage is Included in Renters Insurance"},"content":{"rendered":"<p>While renting a home is not always considered a major commitment or investment, those that rent do often have personal assets inside the property.&nbsp;To ensure that that they are properly protected, Charlotte, NC area residents should always carry a full renters insurance policy when they rent a home.&nbsp;There are several types of coverage in a renter&rsquo;s insurance policy that can make them a great option.&nbsp;&nbsp;&nbsp;<\/p>\n<h3>Liability Coverage<\/h3>\n<p>The first type of coverage included in a renter&rsquo;s policy is liability coverage.&nbsp;When you have a visitor to your home you are taking on a certain level of responsibility for them.&nbsp;If they happen to be injured while in your home, you could be found liable for their injuries or other damages.&nbsp;The renter&rsquo;s policy will provide you with liability coverage to mitigate this risk.&nbsp;&nbsp;<\/p>\n<h3>Personal Property<\/h3>\n<p>A renter&rsquo;s insurance policy will also cover your personal property. If the home is vandalized, damaged by a storm, or robbed, you could lose your personal items.&nbsp;The renter&rsquo;s insurance policy will provide you with reimbursement for your loss.&nbsp;If you have expensive personal items, which could include jewelry, and additional rider may be necessary.<\/p>\n<h3>Living Expenses<\/h3>\n<p>If the property is damaged and is temporarily inhabitable, the policy could provide you with reimbursement for living expenses.&nbsp;This will include giving you money to cover the housing costs associated with living in temporary housing.&nbsp;&nbsp;<\/p>\n<p>If you are in need of renter&rsquo;s insurance, a great option would be to contact the Jim Boyce Insurance agency. The Jim Boyce Insurance agency is a leading consumer insurance agency that providers services to consumers all over the Charlotte, NC area.&nbsp;The company will be able to help you better understand your renter&rsquo;s insurance needs and can provide you with a quote for a policy that gives you the necessary coverage. &nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>While renting a home is not always considered a major commitment or investment, those that rent do often have personal assets inside the property.&nbsp;To ensure that that they are properly protected, Charlotte, NC area residents should always carry a full renters insurance policy when they rent a home.&nbsp;There are several types of coverage in a [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[8,5],"class_list":["post-58","post","type-post","status-publish","format-standard","hentry","category-insurance","tag-charlotte-nc","tag-jim-boyce-insurance"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO 4.9.8 - aioseo.com -->\n\t<meta name=\"description\" content=\"While renting a home is not always considered a major commitment or investment, those that rent do often have personal assets inside the property. 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