{"id":37,"date":"2016-12-15T03:00:00","date_gmt":"2016-12-15T15:00:00","guid":{"rendered":"http:\/\/jimboyceinsurance.com\/blog\/?p=37"},"modified":"2017-02-19T21:38:49","modified_gmt":"2017-02-20T03:38:49","slug":"is-your-auto-insurance-working-for-you","status":"publish","type":"post","link":"https:\/\/www.jimboyceinsurance.com\/blog\/is-your-auto-insurance-working-for-you\/","title":{"rendered":"Is Your Auto Insurance Working For You?"},"content":{"rendered":"<p>Auto insurance is in place not to cause trouble for drivers but rather to protect them from the event of an accident. As such, it is important that your auto insurance policy work for you not against you. For those in Charlotte, NC for instance, insurance needs are different than for people in other locations making it important to get the perfect policy.<\/p>\n<p>The first step to finding out if your policy is working for you or not is to take a look at your premiums, all the premiums that you have paid since you took out the policy, not just those that you are currently paying. This helps you to determine how much your policy has gone up in price, how much your policy has changed since you took it out, and any other fees that may have been associated with it. This is going to give you a good look at how much you are paying and if the policy is still worth the amount that you are paying each month.<\/p>\n<p>The next step is to take a look at how many claims you have made against your policy. If you have had the policy for ten years for example and have never had a claim but the price has still gone up exponentially every year, you may want to think about switching agencies and getting a lower rate. Agencies often raise premiums for those that do not have claims to help compensate for those that have made claims.<\/p>\n<p>The last thing you want to do is consider any perks that the agency you are working with offers. Do they have cash back, safe driver discounts, and more? This is again going to help you determine if the policy is worth the price that you are paying. For those in Charlotte, NC talking with an agent can help you determine what policy and coverage you need. &nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Auto insurance is in place not to cause trouble for drivers but rather to protect them from the event of an accident. As such, it is important that your auto insurance policy work for you not against you. For those in Charlotte, NC for instance, insurance needs are different than for people in other locations [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2],"tags":[6,7],"class_list":["post-37","post","type-post","status-publish","format-standard","hentry","category-auto-insurance","tag-charlotte","tag-nc"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO 4.9.8 - aioseo.com -->\n\t<meta name=\"description\" content=\"Auto insurance is in place not to cause trouble for drivers but rather to protect them from the event of an accident. As such, it is important that your auto insurance policy work for you not against you. For those in Charlotte, NC for instance, insurance needs are different than for people in other locations\" \/>\n\t<meta name=\"robots\" content=\"max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n\t<meta name=\"author\" content=\"agentinsure\"\/>\n\t<meta name=\"keywords\" content=\"charlotte,nc\" \/>\n\t<link rel=\"canonical\" href=\"https:\/\/www.jimboyceinsurance.com\/blog\/is-your-auto-insurance-working-for-you\/\" \/>\n\t<meta name=\"generator\" content=\"All in One SEO (AIOSEO) 4.9.8\" \/>\n\t\t<meta property=\"og:locale\" content=\"en_US\" \/>\n\t\t<meta property=\"og:site_name\" content=\"Blog | Jim Boyce Insurance |\" \/>\n\t\t<meta property=\"og:type\" content=\"article\" \/>\n\t\t<meta property=\"og:title\" content=\"Is Your Auto Insurance Working For You? | Blog | Jim Boyce Insurance\" \/>\n\t\t<meta property=\"og:description\" content=\"Auto insurance is in place not to cause trouble for drivers but rather to protect them from the event of an accident. As such, it is important that your auto insurance policy work for you not against you. For those in Charlotte, NC for instance, insurance needs are different than for people in other locations\" \/>\n\t\t<meta property=\"og:url\" content=\"https:\/\/www.jimboyceinsurance.com\/blog\/is-your-auto-insurance-working-for-you\/\" \/>\n\t\t<meta property=\"article:published_time\" content=\"2016-12-15T15:00:00+00:00\" \/>\n\t\t<meta property=\"article:modified_time\" content=\"2017-02-20T03:38:49+00:00\" \/>\n\t\t<meta name=\"twitter:card\" content=\"summary\" \/>\n\t\t<meta name=\"twitter:title\" content=\"Is Your Auto Insurance Working For You? | Blog | Jim Boyce Insurance\" \/>\n\t\t<meta name=\"twitter:description\" content=\"Auto insurance is in place not to cause trouble for drivers but rather to protect them from the event of an accident. As such, it is important that your auto insurance policy work for you not against you. For those in Charlotte, NC for instance, insurance needs are different than for people in other locations\" \/>\n\t\t<script type=\"application\/ld+json\" class=\"aioseo-schema\">\n\t\t\t{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.jimboyceinsurance.com\\\/blog\\\/is-your-auto-insurance-working-for-you\\\/#article\",\"name\":\"Is Your Auto Insurance Working For You? | Blog | Jim Boyce Insurance\",\"headline\":\"Is Your Auto Insurance Working For You?\",\"author\":{\"@id\":\"https:\\\/\\\/www.jimboyceinsurance.com\\\/blog\\\/author\\\/agentinsure\\\/#author\"},\"publisher\":{\"@id\":\"https:\\\/\\\/www.jimboyceinsurance.com\\\/blog\\\/#organization\"},\"datePublished\":\"2016-12-15T03:00:00-06:00\",\"dateModified\":\"2017-02-19T21:38:49-06:00\",\"inLanguage\":\"en-US\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.jimboyceinsurance.com\\\/blog\\\/is-your-auto-insurance-working-for-you\\\/#webpage\"},\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.jimboyceinsurance.com\\\/blog\\\/is-your-auto-insurance-working-for-you\\\/#webpage\"},\"articleSection\":\"Auto Insurance, Charlotte, NC\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.jimboyceinsurance.com\\\/blog\\\/is-your-auto-insurance-working-for-you\\\/#breadcrumblist\",\"itemListElement\":[{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.jimboyceinsurance.com\\\/blog#listItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/www.jimboyceinsurance.com\\\/blog\",\"nextItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.jimboyceinsurance.com\\\/blog\\\/category\\\/auto-insurance\\\/#listItem\",\"name\":\"Auto Insurance\"}},{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.jimboyceinsurance.com\\\/blog\\\/category\\\/auto-insurance\\\/#listItem\",\"position\":2,\"name\":\"Auto Insurance\",\"item\":\"https:\\\/\\\/www.jimboyceinsurance.com\\\/blog\\\/category\\\/auto-insurance\\\/\",\"nextItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.jimboyceinsurance.com\\\/blog\\\/is-your-auto-insurance-working-for-you\\\/#listItem\",\"name\":\"Is Your Auto Insurance Working For You?\"},\"previousItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.jimboyceinsurance.com\\\/blog#listItem\",\"name\":\"Home\"}},{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.jimboyceinsurance.com\\\/blog\\\/is-your-auto-insurance-working-for-you\\\/#listItem\",\"position\":3,\"name\":\"Is Your Auto Insurance Working For You?\",\"previousItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.jimboyceinsurance.com\\\/blog\\\/category\\\/auto-insurance\\\/#listItem\",\"name\":\"Auto Insurance\"}}]},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/www.jimboyceinsurance.com\\\/blog\\\/#organization\",\"name\":\"Blog | Jim Boyce Insurance\",\"url\":\"https:\\\/\\\/www.jimboyceinsurance.com\\\/blog\\\/\"},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/www.jimboyceinsurance.com\\\/blog\\\/author\\\/agentinsure\\\/#author\",\"url\":\"https:\\\/\\\/www.jimboyceinsurance.com\\\/blog\\\/author\\\/agentinsure\\\/\",\"name\":\"agentinsure\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.jimboyceinsurance.com\\\/blog\\\/is-your-auto-insurance-working-for-you\\\/#webpage\",\"url\":\"https:\\\/\\\/www.jimboyceinsurance.com\\\/blog\\\/is-your-auto-insurance-working-for-you\\\/\",\"name\":\"Is Your Auto Insurance Working For You? | Blog | Jim Boyce Insurance\",\"description\":\"Auto insurance is in place not to cause trouble for drivers but rather to protect them from the event of an accident. As such, it is important that your auto insurance policy work for you not against you. For those in Charlotte, NC for instance, insurance needs are different than for people in other locations\",\"inLanguage\":\"en-US\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.jimboyceinsurance.com\\\/blog\\\/#website\"},\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.jimboyceinsurance.com\\\/blog\\\/is-your-auto-insurance-working-for-you\\\/#breadcrumblist\"},\"author\":{\"@id\":\"https:\\\/\\\/www.jimboyceinsurance.com\\\/blog\\\/author\\\/agentinsure\\\/#author\"},\"creator\":{\"@id\":\"https:\\\/\\\/www.jimboyceinsurance.com\\\/blog\\\/author\\\/agentinsure\\\/#author\"},\"datePublished\":\"2016-12-15T03:00:00-06:00\",\"dateModified\":\"2017-02-19T21:38:49-06:00\"},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.jimboyceinsurance.com\\\/blog\\\/#website\",\"url\":\"https:\\\/\\\/www.jimboyceinsurance.com\\\/blog\\\/\",\"name\":\"Blog | Jim Boyce Insurance\",\"inLanguage\":\"en-US\",\"publisher\":{\"@id\":\"https:\\\/\\\/www.jimboyceinsurance.com\\\/blog\\\/#organization\"}}]}\n\t\t<\/script>\n\t\t<!-- All in One SEO -->\n\n","aioseo_head_json":{"title":"Is Your Auto Insurance Working For You? | Blog | Jim Boyce Insurance","description":"Auto insurance is in place not to cause trouble for drivers but rather to protect them from the event of an accident. As such, it is important that your auto insurance policy work for you not against you. For those in Charlotte, NC for instance, insurance needs are different than for people in other locations","canonical_url":"https:\/\/www.jimboyceinsurance.com\/blog\/is-your-auto-insurance-working-for-you\/","robots":"max-snippet:-1, max-image-preview:large, max-video-preview:-1","keywords":"charlotte,nc","webmasterTools":{"miscellaneous":""},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.jimboyceinsurance.com\/blog\/is-your-auto-insurance-working-for-you\/#article","name":"Is Your Auto Insurance Working For You? | Blog | Jim Boyce Insurance","headline":"Is Your Auto Insurance Working For You?","author":{"@id":"https:\/\/www.jimboyceinsurance.com\/blog\/author\/agentinsure\/#author"},"publisher":{"@id":"https:\/\/www.jimboyceinsurance.com\/blog\/#organization"},"datePublished":"2016-12-15T03:00:00-06:00","dateModified":"2017-02-19T21:38:49-06:00","inLanguage":"en-US","mainEntityOfPage":{"@id":"https:\/\/www.jimboyceinsurance.com\/blog\/is-your-auto-insurance-working-for-you\/#webpage"},"isPartOf":{"@id":"https:\/\/www.jimboyceinsurance.com\/blog\/is-your-auto-insurance-working-for-you\/#webpage"},"articleSection":"Auto Insurance, Charlotte, NC"},{"@type":"BreadcrumbList","@id":"https:\/\/www.jimboyceinsurance.com\/blog\/is-your-auto-insurance-working-for-you\/#breadcrumblist","itemListElement":[{"@type":"ListItem","@id":"https:\/\/www.jimboyceinsurance.com\/blog#listItem","position":1,"name":"Home","item":"https:\/\/www.jimboyceinsurance.com\/blog","nextItem":{"@type":"ListItem","@id":"https:\/\/www.jimboyceinsurance.com\/blog\/category\/auto-insurance\/#listItem","name":"Auto Insurance"}},{"@type":"ListItem","@id":"https:\/\/www.jimboyceinsurance.com\/blog\/category\/auto-insurance\/#listItem","position":2,"name":"Auto Insurance","item":"https:\/\/www.jimboyceinsurance.com\/blog\/category\/auto-insurance\/","nextItem":{"@type":"ListItem","@id":"https:\/\/www.jimboyceinsurance.com\/blog\/is-your-auto-insurance-working-for-you\/#listItem","name":"Is Your Auto Insurance Working For You?"},"previousItem":{"@type":"ListItem","@id":"https:\/\/www.jimboyceinsurance.com\/blog#listItem","name":"Home"}},{"@type":"ListItem","@id":"https:\/\/www.jimboyceinsurance.com\/blog\/is-your-auto-insurance-working-for-you\/#listItem","position":3,"name":"Is Your Auto Insurance Working For You?","previousItem":{"@type":"ListItem","@id":"https:\/\/www.jimboyceinsurance.com\/blog\/category\/auto-insurance\/#listItem","name":"Auto Insurance"}}]},{"@type":"Organization","@id":"https:\/\/www.jimboyceinsurance.com\/blog\/#organization","name":"Blog | Jim Boyce Insurance","url":"https:\/\/www.jimboyceinsurance.com\/blog\/"},{"@type":"Person","@id":"https:\/\/www.jimboyceinsurance.com\/blog\/author\/agentinsure\/#author","url":"https:\/\/www.jimboyceinsurance.com\/blog\/author\/agentinsure\/","name":"agentinsure"},{"@type":"WebPage","@id":"https:\/\/www.jimboyceinsurance.com\/blog\/is-your-auto-insurance-working-for-you\/#webpage","url":"https:\/\/www.jimboyceinsurance.com\/blog\/is-your-auto-insurance-working-for-you\/","name":"Is Your Auto Insurance Working For You? | Blog | Jim Boyce Insurance","description":"Auto insurance is in place not to cause trouble for drivers but rather to protect them from the event of an accident. As such, it is important that your auto insurance policy work for you not against you. For those in Charlotte, NC for instance, insurance needs are different than for people in other locations","inLanguage":"en-US","isPartOf":{"@id":"https:\/\/www.jimboyceinsurance.com\/blog\/#website"},"breadcrumb":{"@id":"https:\/\/www.jimboyceinsurance.com\/blog\/is-your-auto-insurance-working-for-you\/#breadcrumblist"},"author":{"@id":"https:\/\/www.jimboyceinsurance.com\/blog\/author\/agentinsure\/#author"},"creator":{"@id":"https:\/\/www.jimboyceinsurance.com\/blog\/author\/agentinsure\/#author"},"datePublished":"2016-12-15T03:00:00-06:00","dateModified":"2017-02-19T21:38:49-06:00"},{"@type":"WebSite","@id":"https:\/\/www.jimboyceinsurance.com\/blog\/#website","url":"https:\/\/www.jimboyceinsurance.com\/blog\/","name":"Blog | Jim Boyce Insurance","inLanguage":"en-US","publisher":{"@id":"https:\/\/www.jimboyceinsurance.com\/blog\/#organization"}}]},"og:locale":"en_US","og:site_name":"Blog | Jim Boyce Insurance |","og:type":"article","og:title":"Is Your Auto Insurance Working For You? | Blog | Jim Boyce Insurance","og:description":"Auto insurance is in place not to cause trouble for drivers but rather to protect them from the event of an accident. As such, it is important that your auto insurance policy work for you not against you. For those in Charlotte, NC for instance, insurance needs are different than for people in other locations","og:url":"https:\/\/www.jimboyceinsurance.com\/blog\/is-your-auto-insurance-working-for-you\/","article:published_time":"2016-12-15T15:00:00+00:00","article:modified_time":"2017-02-20T03:38:49+00:00","twitter:card":"summary","twitter:title":"Is Your Auto Insurance Working For You? | Blog | Jim Boyce Insurance","twitter:description":"Auto insurance is in place not to cause trouble for drivers but rather to protect them from the event of an accident. As such, it is important that your auto insurance policy work for you not against you. For those in Charlotte, NC for instance, insurance needs are different than for people in other locations"},"aioseo_meta_data":{"post_id":"37","title":null,"description":null,"keywords":null,"keyphrases":null,"primary_term":null,"canonical_url":null,"og_title":null,"og_description":null,"og_object_type":"default","og_image_type":"default","og_image_url":null,"og_image_width":null,"og_image_height":null,"og_image_custom_url":null,"og_image_custom_fields":null,"og_video":null,"og_custom_url":null,"og_article_section":null,"og_article_tags":null,"twitter_use_og":false,"twitter_card":"default","twitter_image_type":"default","twitter_image_url":null,"twitter_image_custom_url":null,"twitter_image_custom_fields":null,"twitter_title":null,"twitter_description":null,"schema":{"blockGraphs":[],"customGraphs":[],"default":{"data":{"Article":[],"Course":[],"Dataset":[],"FAQPage":[],"Movie":[],"Person":[],"Product":[],"ProductReview":[],"Car":[],"Recipe":[],"Service":[],"SoftwareApplication":[],"WebPage":[]},"graphName":"","isEnabled":true},"graphs":[],"defaultGraph":"","defaultPostTypeGraph":""},"schema_type":null,"schema_type_options":null,"pillar_content":false,"robots_default":true,"robots_noindex":false,"robots_noarchive":false,"robots_nosnippet":false,"robots_nofollow":false,"robots_noimageindex":false,"robots_noodp":false,"robots_notranslate":false,"robots_max_snippet":null,"robots_max_videopreview":null,"robots_max_imagepreview":"large","priority":null,"frequency":null,"location":null,"local_seo":null,"breadcrumb_settings":null,"limit_modified_date":false,"ai":null,"created":"2020-12-21 11:23:10","updated":"2025-11-25 14:13:37","seo_analyzer_scan_date":null},"aioseo_breadcrumb":"<div class=\"aioseo-breadcrumbs\"><span class=\"aioseo-breadcrumb\">\n\t\t\t<a href=\"https:\/\/www.jimboyceinsurance.com\/blog\" title=\"Home\">Home<\/a>\n\t\t<\/span><span class=\"aioseo-breadcrumb-separator\">&raquo;<\/span><span class=\"aioseo-breadcrumb\">\n\t\t\t<a href=\"https:\/\/www.jimboyceinsurance.com\/blog\/category\/auto-insurance\/\" title=\"Auto Insurance\">Auto Insurance<\/a>\n\t\t<\/span><span class=\"aioseo-breadcrumb-separator\">&raquo;<\/span><span class=\"aioseo-breadcrumb\">\n\t\t\tIs Your Auto Insurance Working For You?\n\t\t<\/span><\/div>","aioseo_breadcrumb_json":[{"label":"Home","link":"https:\/\/www.jimboyceinsurance.com\/blog"},{"label":"Auto Insurance","link":"https:\/\/www.jimboyceinsurance.com\/blog\/category\/auto-insurance\/"},{"label":"Is Your Auto Insurance Working For You?","link":"https:\/\/www.jimboyceinsurance.com\/blog\/is-your-auto-insurance-working-for-you\/"}],"_links":{"self":[{"href":"https:\/\/www.jimboyceinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/37","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.jimboyceinsurance.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.jimboyceinsurance.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.jimboyceinsurance.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.jimboyceinsurance.com\/blog\/wp-json\/wp\/v2\/comments?post=37"}],"version-history":[{"count":1,"href":"https:\/\/www.jimboyceinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/37\/revisions"}],"predecessor-version":[{"id":38,"href":"https:\/\/www.jimboyceinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/37\/revisions\/38"}],"wp:attachment":[{"href":"https:\/\/www.jimboyceinsurance.com\/blog\/wp-json\/wp\/v2\/media?parent=37"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.jimboyceinsurance.com\/blog\/wp-json\/wp\/v2\/categories?post=37"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.jimboyceinsurance.com\/blog\/wp-json\/wp\/v2\/tags?post=37"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}