{"id":269,"date":"2026-06-30T12:00:00","date_gmt":"2026-06-30T18:00:00","guid":{"rendered":"https:\/\/www.jimboyceinsurance.com\/blog\/?p=269"},"modified":"2026-06-23T04:51:19","modified_gmt":"2026-06-23T10:51:19","slug":"if-i-rent-a-home-in-matthews-nc-can-i-purchase-a-flood-insurance-policy","status":"publish","type":"post","link":"https:\/\/www.jimboyceinsurance.com\/blog\/if-i-rent-a-home-in-matthews-nc-can-i-purchase-a-flood-insurance-policy\/","title":{"rendered":"If I Rent a Home in Matthews, NC, Can I Purchase a Flood Insurance Policy?"},"content":{"rendered":"<h2>About Matthews, NC Renters and Flood Insurance<\/h2>\n<p>To have or not have flood insurance is the question when you rent a home in Matthews, NC. Whatever your questions may be, at Jim Boyce Insurance, our agents have the answers. We&#8217;ll go over all that the flood insurance policy covers so you can make an informed decision. We&#8217;re here to help you make your life less stressful worrying about an unexpected flooding situation.<\/p>\n<h2>What to Know About Flood and Renter&#8217;s Insurance<\/h2>\n<p>When you rent a home in Matthews, the owner of the property will have a landlord policy, which covers the home&#8217;s structure, but does not include your personal belongings. To insure your electronics, clothing, and furniture, you will need a renter&#8217;s policy, also referred to as a contents-only policy.<\/p>\n<p>While a renter&#8217;s policy provides protection against a burst pipe or if the toilet backups and overflows, it does not cover damage due to flooding. A flooding event includes heavy rainfall, rainstorms, flash floods, and overflowing creeks.<\/p>\n<p>If the home you are renting in Matthews is in a designated flood zone with a high risk of flooding, it is recommended that you have a flood insurance policy. Also, the city is prone to experiencing severe weather threats, which can cause damage even if you don&#8217;t rent a home in a flood zone area.<\/p>\n<h2>Contact Us<\/h2>\n<p>At Jim Boyce Insurance, we want our Matthews, NC residents to feel safe and secure by having the right insurance for peace of mind. Give us a call and let&#8217;s discuss your options for flood insurance protection as a renter. With unpredictable weather events and the possibility of a waiting period before a policy goes into effect, don&#8217;t put off getting a policy in place before the next storm.&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>About Matthews, NC Renters and Flood Insurance To have or not have flood insurance is the question when you rent a home in Matthews, NC. Whatever your questions may be, at Jim Boyce Insurance, our agents have the answers. We&#8217;ll go over all that the flood insurance policy covers so you can make an informed [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[31,20,5,22,7],"class_list":["post-269","post","type-post","status-publish","format-standard","hentry","category-insurance","tag-flood","tag-insurance","tag-jim-boyce-insurance","tag-matthews","tag-nc"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO 4.9.9 - aioseo.com -->\n\t<meta name=\"description\" content=\"About Matthews, NC Renters and Flood Insurance To have or not have flood insurance is the question when you rent a home in Matthews, NC. Whatever your questions may be, at Jim Boyce Insurance, our agents have the answers. 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