{"id":177,"date":"2022-08-28T04:00:00","date_gmt":"2022-08-28T10:00:00","guid":{"rendered":"https:\/\/www.jimboyceinsurance.com\/blog\/?p=177"},"modified":"2022-08-28T19:02:15","modified_gmt":"2022-08-29T01:02:15","slug":"umbrella-insurance-takes-over-where-other-coverage-stops","status":"publish","type":"post","link":"https:\/\/www.jimboyceinsurance.com\/blog\/umbrella-insurance-takes-over-where-other-coverage-stops\/","title":{"rendered":"Umbrella Insurance Takes Over Where Other Coverage Stops"},"content":{"rendered":"<p><span style=\"color:#333333\"><span style=\"background-color:#fafafa\"><span style=\"color:#212529\">What happens if an event occurs that requires more coverage than you currently have with your property or vehicle policies? <a href=\"https:\/\/www.jimboyceinsurance.com\/contact-us.html\">Contact<\/a> the insurance professionals at <a href=\"https:\/\/www.jimboyceinsurance.com\/index.html\">Jim Boyce Insurance<\/a> of Matthews, NC. We can answer this and all your other questions regarding umbrella insurance.<\/span><\/span><\/span><\/p>\n<p><span style=\"color:#333333\"><span style=\"background-color:#fafafa\"><span style=\"color:#212529\">Umbrella insurance provides extra protection on top of your current coverage. It can give you $1 million worth of coverage in addition to your homeowners or automobile policy limits. <\/span><\/span><\/span><\/p>\n<p><span style=\"color:#333333\"><span style=\"background-color:#fafafa\"><span style=\"color:#212529\">Without umbrella insurance coverage, you could wind up paying out of pocket for damage to someone&rsquo;s property or if you injure someone. Your existing policies may not provide enough coverage for:<\/span><\/span><\/span><\/p>\n<ul>\n<li><span style=\"color:#333333\"><span style=\"background-color:#fafafa\"><span style=\"color:#212529\">Damage or injuries caused by your renters<\/span><\/span><\/span><\/li>\n<li><span style=\"color:#333333\"><span style=\"background-color:#fafafa\"><span style=\"color:#212529\">The damage you cause to the property of others<\/span><\/span><\/span><\/li>\n<li><span style=\"color:#333333\"><span style=\"background-color:#fafafa\"><span style=\"color:#212529\">Injuries you cause to others<\/span><\/span><\/span><\/li>\n<li><span style=\"color:#333333\"><span style=\"background-color:#fafafa\"><span style=\"color:#212529\">Lawsuits such as defamation or slander<\/span><\/span><\/span><\/li>\n<\/ul>\n<p><span style=\"color:#333333\"><span style=\"background-color:#fafafa\"><span style=\"color:#212529\">Without an umbrella policy, your savings or property could be at risk if you are involved in a lawsuit or major accident. Lawsuits can happen to anyone &ndash; not just the wealthy. You can be sued even if you feel you are not at fault.<\/span><\/span><\/span><\/p>\n<p><span style=\"color:#333333\"><span style=\"background-color:#fafafa\"><span style=\"color:#212529\">Liability claims are usually expensive. Paying for them out-of-pocket could take several years. Umbrella insurance will cover the cost of your legal defense.<\/span><\/span><\/span><\/p>\n<p><span style=\"color:#333333\"><span style=\"background-color:#fafafa\"><span style=\"color:#212529\">It goes without saying that the more you have, the more you stand to lose. Don&rsquo;t let an accident or event jeopardize everything you have worked hard for. Lawsuits are becoming increasingly common. Be prepared. An umbrella insurance policy will protect you beyond your standard auto or homeowner&rsquo;s policies. <\/span><\/span><\/span><\/p>\n<p><span style=\"color:#333333\"><span style=\"background-color:#fafafa\"><span style=\"color:#212529\">The insurance professionals at <a href=\"https:\/\/www.jimboyceinsurance.com\/index.html\">Jim Boyce Insurance<\/a> can help answer all your questions about why umbrella insurance would be right for you. <a href=\"https:\/\/www.jimboyceinsurance.com\/contact-us.html\">Contact<\/a> us today. You will be glad you did. <\/span><\/span><\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>What happens if an event occurs that requires more coverage than you currently have with your property or vehicle policies? Contact the insurance professionals at Jim Boyce Insurance of Matthews, NC. We can answer this and all your other questions regarding umbrella insurance. Umbrella insurance provides extra protection on top of your current coverage. It [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[5,11],"class_list":["post-177","post","type-post","status-publish","format-standard","hentry","category-insurance","tag-jim-boyce-insurance","tag-matthews-nc"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.jimboyceinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/177","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.jimboyceinsurance.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.jimboyceinsurance.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.jimboyceinsurance.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.jimboyceinsurance.com\/blog\/wp-json\/wp\/v2\/comments?post=177"}],"version-history":[{"count":1,"href":"https:\/\/www.jimboyceinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/177\/revisions"}],"predecessor-version":[{"id":178,"href":"https:\/\/www.jimboyceinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/177\/revisions\/178"}],"wp:attachment":[{"href":"https:\/\/www.jimboyceinsurance.com\/blog\/wp-json\/wp\/v2\/media?parent=177"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.jimboyceinsurance.com\/blog\/wp-json\/wp\/v2\/categories?post=177"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.jimboyceinsurance.com\/blog\/wp-json\/wp\/v2\/tags?post=177"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}