{"id":142,"date":"2021-03-08T04:00:00","date_gmt":"2021-03-08T10:00:00","guid":{"rendered":"https:\/\/www.jimboyceinsurance.com\/blog\/?p=142"},"modified":"2021-03-01T16:33:35","modified_gmt":"2021-03-01T22:33:35","slug":"benefits-of-umbrella-insurance-for-nc-businesses","status":"publish","type":"post","link":"https:\/\/www.jimboyceinsurance.com\/blog\/benefits-of-umbrella-insurance-for-nc-businesses\/","title":{"rendered":"Benefits of Umbrella Insurance for NC Businesses"},"content":{"rendered":"<p>One hard lesson that many business owners learn is that commercial policies have coverage limits. This means that once a policy coverage level is reached, coverage is exhausted and liability falls to the policy owner. Fortunately, commercial umbrella policies are available to commercial policyholders whose primary policy is exhausted.&nbsp;Jim Boyce Insurance is here to provide the guidance and information necessary for&nbsp;Matthews, NC area business owners to determine if an umbrella policy is right for them.<\/p>\n<h2>Benefits of a Commercial Umbrella Policy<\/h2>\n<p>Liability insurance can make the difference between easily recovering from a catastrophic, covered event and failure. Too many businesses suffer from frivolous lawsuits or employee-driven issues that can quickly deplete their primary or basic commercial coverage. Those that have umbrella coverage are able to rest assured that if their primary policy is exhausted their hard work and business will remain protected.&nbsp;<\/p>\n<p>In today&#8217;s litigious environment, there are often unfair and unscrupulous lawsuits that can all but destroy a business. Whatever your industry, knowing that your firm will be protected to a higher level than a basic policy provides can offer peace of mind. When you know that you have the insurance protection that you need, you are able to fully focus on the important work of your business.&nbsp;<\/p>\n<p>Commercial coverage needs to be robust and comprehensive in order to provide adequate protection for many situations. Now is an ideal time to find out the umbrella policy options that are available to NC businesses.&nbsp;<\/p>\n<h3>Find out more about the benefits of umbrella insurance today<\/h3>\n<p>If you are a business owner serving the greater Matthews, NC community, call&nbsp;Jim Boyce Insurance today and schedule a consultation. We can work with you to help you choose a robust insurance portfolio that covers your protection needs.&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>One hard lesson that many business owners learn is that commercial policies have coverage limits. This means that once a policy coverage level is reached, coverage is exhausted and liability falls to the policy owner. Fortunately, commercial umbrella policies are available to commercial policyholders whose primary policy is exhausted.&nbsp;Jim Boyce Insurance is here to provide [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[5,11],"class_list":["post-142","post","type-post","status-publish","format-standard","hentry","category-insurance","tag-jim-boyce-insurance","tag-matthews-nc"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO 4.9.10 - aioseo.com -->\n\t<meta name=\"description\" content=\"One hard lesson that many business owners learn is that commercial policies have coverage limits. This means that once a policy coverage level is reached, coverage is exhausted and liability falls to the policy owner. Fortunately, commercial umbrella policies are available to commercial policyholders whose primary policy is exhausted. Jim Boyce Insurance is here to provide\" \/>\n\t<meta name=\"robots\" content=\"max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n\t<meta name=\"author\" content=\"agentinsure\"\/>\n\t<meta name=\"keywords\" content=\"jim boyce insurance,matthews nc\" \/>\n\t<link rel=\"canonical\" href=\"https:\/\/www.jimboyceinsurance.com\/blog\/benefits-of-umbrella-insurance-for-nc-businesses\/\" \/>\n\t<meta name=\"generator\" content=\"All in One SEO (AIOSEO) 4.9.10\" \/>\n\t\t<meta property=\"og:locale\" content=\"en_US\" \/>\n\t\t<meta property=\"og:site_name\" content=\"Blog | Jim Boyce Insurance |\" \/>\n\t\t<meta property=\"og:type\" content=\"article\" \/>\n\t\t<meta property=\"og:title\" content=\"Benefits of Umbrella Insurance for NC Businesses | Blog | Jim Boyce Insurance\" \/>\n\t\t<meta property=\"og:description\" content=\"One hard lesson that many business owners learn is that commercial policies have coverage limits. This means that once a policy coverage level is reached, coverage is exhausted and liability falls to the policy owner. Fortunately, commercial umbrella policies are available to commercial policyholders whose primary policy is exhausted. Jim Boyce Insurance is here to provide\" \/>\n\t\t<meta property=\"og:url\" content=\"https:\/\/www.jimboyceinsurance.com\/blog\/benefits-of-umbrella-insurance-for-nc-businesses\/\" \/>\n\t\t<meta property=\"article:published_time\" content=\"2021-03-08T10:00:00+00:00\" \/>\n\t\t<meta property=\"article:modified_time\" content=\"2021-03-01T22:33:35+00:00\" \/>\n\t\t<meta name=\"twitter:card\" content=\"summary\" \/>\n\t\t<meta name=\"twitter:title\" content=\"Benefits of Umbrella Insurance for NC Businesses | Blog | Jim Boyce Insurance\" \/>\n\t\t<meta name=\"twitter:description\" content=\"One hard lesson that many business owners learn is that commercial policies have coverage limits. This means that once a policy coverage level is reached, coverage is exhausted and liability falls to the policy owner. Fortunately, commercial umbrella policies are available to commercial policyholders whose primary policy is exhausted. Jim Boyce Insurance is here to provide\" \/>\n\t\t<script type=\"application\/ld+json\" class=\"aioseo-schema\">\n\t\t\t{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.jimboyceinsurance.com\\\/blog\\\/benefits-of-umbrella-insurance-for-nc-businesses\\\/#article\",\"name\":\"Benefits of Umbrella Insurance for NC Businesses | Blog | Jim Boyce Insurance\",\"headline\":\"Benefits of Umbrella Insurance for NC Businesses\",\"author\":{\"@id\":\"https:\\\/\\\/www.jimboyceinsurance.com\\\/blog\\\/author\\\/agentinsure\\\/#author\"},\"publisher\":{\"@id\":\"https:\\\/\\\/www.jimboyceinsurance.com\\\/blog\\\/#organization\"},\"datePublished\":\"2021-03-08T04:00:00-06:00\",\"dateModified\":\"2021-03-01T16:33:35-06:00\",\"inLanguage\":\"en-US\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.jimboyceinsurance.com\\\/blog\\\/benefits-of-umbrella-insurance-for-nc-businesses\\\/#webpage\"},\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.jimboyceinsurance.com\\\/blog\\\/benefits-of-umbrella-insurance-for-nc-businesses\\\/#webpage\"},\"articleSection\":\"Insurance, Jim Boyce Insurance, Matthews NC\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.jimboyceinsurance.com\\\/blog\\\/benefits-of-umbrella-insurance-for-nc-businesses\\\/#breadcrumblist\",\"itemListElement\":[{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.jimboyceinsurance.com\\\/blog#listItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/www.jimboyceinsurance.com\\\/blog\",\"nextItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.jimboyceinsurance.com\\\/blog\\\/category\\\/insurance\\\/#listItem\",\"name\":\"Insurance\"}},{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.jimboyceinsurance.com\\\/blog\\\/category\\\/insurance\\\/#listItem\",\"position\":2,\"name\":\"Insurance\",\"item\":\"https:\\\/\\\/www.jimboyceinsurance.com\\\/blog\\\/category\\\/insurance\\\/\",\"nextItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.jimboyceinsurance.com\\\/blog\\\/benefits-of-umbrella-insurance-for-nc-businesses\\\/#listItem\",\"name\":\"Benefits of Umbrella Insurance for NC Businesses\"},\"previousItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.jimboyceinsurance.com\\\/blog#listItem\",\"name\":\"Home\"}},{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.jimboyceinsurance.com\\\/blog\\\/benefits-of-umbrella-insurance-for-nc-businesses\\\/#listItem\",\"position\":3,\"name\":\"Benefits of Umbrella Insurance for NC Businesses\",\"previousItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.jimboyceinsurance.com\\\/blog\\\/category\\\/insurance\\\/#listItem\",\"name\":\"Insurance\"}}]},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/www.jimboyceinsurance.com\\\/blog\\\/#organization\",\"name\":\"Blog | Jim Boyce Insurance\",\"url\":\"https:\\\/\\\/www.jimboyceinsurance.com\\\/blog\\\/\"},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/www.jimboyceinsurance.com\\\/blog\\\/author\\\/agentinsure\\\/#author\",\"url\":\"https:\\\/\\\/www.jimboyceinsurance.com\\\/blog\\\/author\\\/agentinsure\\\/\",\"name\":\"agentinsure\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.jimboyceinsurance.com\\\/blog\\\/benefits-of-umbrella-insurance-for-nc-businesses\\\/#webpage\",\"url\":\"https:\\\/\\\/www.jimboyceinsurance.com\\\/blog\\\/benefits-of-umbrella-insurance-for-nc-businesses\\\/\",\"name\":\"Benefits of Umbrella Insurance for NC Businesses | Blog | Jim Boyce Insurance\",\"description\":\"One hard lesson that many business owners learn is that commercial policies have coverage limits. This means that once a policy coverage level is reached, coverage is exhausted and liability falls to the policy owner. Fortunately, commercial umbrella policies are available to commercial policyholders whose primary policy is exhausted. Jim Boyce Insurance is here to provide\",\"inLanguage\":\"en-US\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.jimboyceinsurance.com\\\/blog\\\/#website\"},\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.jimboyceinsurance.com\\\/blog\\\/benefits-of-umbrella-insurance-for-nc-businesses\\\/#breadcrumblist\"},\"author\":{\"@id\":\"https:\\\/\\\/www.jimboyceinsurance.com\\\/blog\\\/author\\\/agentinsure\\\/#author\"},\"creator\":{\"@id\":\"https:\\\/\\\/www.jimboyceinsurance.com\\\/blog\\\/author\\\/agentinsure\\\/#author\"},\"datePublished\":\"2021-03-08T04:00:00-06:00\",\"dateModified\":\"2021-03-01T16:33:35-06:00\"},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.jimboyceinsurance.com\\\/blog\\\/#website\",\"url\":\"https:\\\/\\\/www.jimboyceinsurance.com\\\/blog\\\/\",\"name\":\"Blog | Jim Boyce Insurance\",\"inLanguage\":\"en-US\",\"publisher\":{\"@id\":\"https:\\\/\\\/www.jimboyceinsurance.com\\\/blog\\\/#organization\"}}]}\n\t\t<\/script>\n\t\t<!-- All in One SEO -->\n\n","aioseo_head_json":{"title":"Benefits of Umbrella Insurance for NC Businesses | Blog | Jim Boyce Insurance","description":"One hard lesson that many business owners learn is that commercial policies have coverage limits. This means that once a policy coverage level is reached, coverage is exhausted and liability falls to the policy owner. Fortunately, commercial umbrella policies are available to commercial policyholders whose primary policy is exhausted. Jim Boyce Insurance is here to provide","canonical_url":"https:\/\/www.jimboyceinsurance.com\/blog\/benefits-of-umbrella-insurance-for-nc-businesses\/","robots":"max-snippet:-1, max-image-preview:large, max-video-preview:-1","keywords":"jim boyce insurance,matthews nc","webmasterTools":{"miscellaneous":""},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.jimboyceinsurance.com\/blog\/benefits-of-umbrella-insurance-for-nc-businesses\/#article","name":"Benefits of Umbrella Insurance for NC Businesses | Blog | Jim Boyce Insurance","headline":"Benefits of Umbrella Insurance for NC Businesses","author":{"@id":"https:\/\/www.jimboyceinsurance.com\/blog\/author\/agentinsure\/#author"},"publisher":{"@id":"https:\/\/www.jimboyceinsurance.com\/blog\/#organization"},"datePublished":"2021-03-08T04:00:00-06:00","dateModified":"2021-03-01T16:33:35-06:00","inLanguage":"en-US","mainEntityOfPage":{"@id":"https:\/\/www.jimboyceinsurance.com\/blog\/benefits-of-umbrella-insurance-for-nc-businesses\/#webpage"},"isPartOf":{"@id":"https:\/\/www.jimboyceinsurance.com\/blog\/benefits-of-umbrella-insurance-for-nc-businesses\/#webpage"},"articleSection":"Insurance, Jim Boyce Insurance, Matthews NC"},{"@type":"BreadcrumbList","@id":"https:\/\/www.jimboyceinsurance.com\/blog\/benefits-of-umbrella-insurance-for-nc-businesses\/#breadcrumblist","itemListElement":[{"@type":"ListItem","@id":"https:\/\/www.jimboyceinsurance.com\/blog#listItem","position":1,"name":"Home","item":"https:\/\/www.jimboyceinsurance.com\/blog","nextItem":{"@type":"ListItem","@id":"https:\/\/www.jimboyceinsurance.com\/blog\/category\/insurance\/#listItem","name":"Insurance"}},{"@type":"ListItem","@id":"https:\/\/www.jimboyceinsurance.com\/blog\/category\/insurance\/#listItem","position":2,"name":"Insurance","item":"https:\/\/www.jimboyceinsurance.com\/blog\/category\/insurance\/","nextItem":{"@type":"ListItem","@id":"https:\/\/www.jimboyceinsurance.com\/blog\/benefits-of-umbrella-insurance-for-nc-businesses\/#listItem","name":"Benefits of Umbrella Insurance for NC Businesses"},"previousItem":{"@type":"ListItem","@id":"https:\/\/www.jimboyceinsurance.com\/blog#listItem","name":"Home"}},{"@type":"ListItem","@id":"https:\/\/www.jimboyceinsurance.com\/blog\/benefits-of-umbrella-insurance-for-nc-businesses\/#listItem","position":3,"name":"Benefits of Umbrella Insurance for NC Businesses","previousItem":{"@type":"ListItem","@id":"https:\/\/www.jimboyceinsurance.com\/blog\/category\/insurance\/#listItem","name":"Insurance"}}]},{"@type":"Organization","@id":"https:\/\/www.jimboyceinsurance.com\/blog\/#organization","name":"Blog | Jim Boyce Insurance","url":"https:\/\/www.jimboyceinsurance.com\/blog\/"},{"@type":"Person","@id":"https:\/\/www.jimboyceinsurance.com\/blog\/author\/agentinsure\/#author","url":"https:\/\/www.jimboyceinsurance.com\/blog\/author\/agentinsure\/","name":"agentinsure"},{"@type":"WebPage","@id":"https:\/\/www.jimboyceinsurance.com\/blog\/benefits-of-umbrella-insurance-for-nc-businesses\/#webpage","url":"https:\/\/www.jimboyceinsurance.com\/blog\/benefits-of-umbrella-insurance-for-nc-businesses\/","name":"Benefits of Umbrella Insurance for NC Businesses | Blog | Jim Boyce Insurance","description":"One hard lesson that many business owners learn is that commercial policies have coverage limits. This means that once a policy coverage level is reached, coverage is exhausted and liability falls to the policy owner. Fortunately, commercial umbrella policies are available to commercial policyholders whose primary policy is exhausted. Jim Boyce Insurance is here to provide","inLanguage":"en-US","isPartOf":{"@id":"https:\/\/www.jimboyceinsurance.com\/blog\/#website"},"breadcrumb":{"@id":"https:\/\/www.jimboyceinsurance.com\/blog\/benefits-of-umbrella-insurance-for-nc-businesses\/#breadcrumblist"},"author":{"@id":"https:\/\/www.jimboyceinsurance.com\/blog\/author\/agentinsure\/#author"},"creator":{"@id":"https:\/\/www.jimboyceinsurance.com\/blog\/author\/agentinsure\/#author"},"datePublished":"2021-03-08T04:00:00-06:00","dateModified":"2021-03-01T16:33:35-06:00"},{"@type":"WebSite","@id":"https:\/\/www.jimboyceinsurance.com\/blog\/#website","url":"https:\/\/www.jimboyceinsurance.com\/blog\/","name":"Blog | Jim Boyce Insurance","inLanguage":"en-US","publisher":{"@id":"https:\/\/www.jimboyceinsurance.com\/blog\/#organization"}}]},"og:locale":"en_US","og:site_name":"Blog | Jim Boyce Insurance |","og:type":"article","og:title":"Benefits of Umbrella Insurance for NC Businesses | Blog | Jim Boyce Insurance","og:description":"One hard lesson that many business owners learn is that commercial policies have coverage limits. This means that once a policy coverage level is reached, coverage is exhausted and liability falls to the policy owner. Fortunately, commercial umbrella policies are available to commercial policyholders whose primary policy is exhausted. Jim Boyce Insurance is here to provide","og:url":"https:\/\/www.jimboyceinsurance.com\/blog\/benefits-of-umbrella-insurance-for-nc-businesses\/","article:published_time":"2021-03-08T10:00:00+00:00","article:modified_time":"2021-03-01T22:33:35+00:00","twitter:card":"summary","twitter:title":"Benefits of Umbrella Insurance for NC Businesses | Blog | Jim Boyce Insurance","twitter:description":"One hard lesson that many business owners learn is that commercial policies have coverage limits. This means that once a policy coverage level is reached, coverage is exhausted and liability falls to the policy owner. Fortunately, commercial umbrella policies are available to commercial policyholders whose primary policy is exhausted. Jim Boyce Insurance is here to provide"},"aioseo_meta_data":{"post_id":"142","title":null,"description":null,"keywords":null,"keyphrases":null,"primary_term":null,"canonical_url":null,"og_title":null,"og_description":null,"og_object_type":"default","og_image_type":"default","og_image_url":null,"og_image_width":null,"og_image_height":null,"og_image_custom_url":null,"og_image_custom_fields":null,"og_video":null,"og_custom_url":null,"og_article_section":null,"og_article_tags":null,"twitter_use_og":false,"twitter_card":"default","twitter_image_type":"default","twitter_image_url":null,"twitter_image_custom_url":null,"twitter_image_custom_fields":null,"twitter_title":null,"twitter_description":null,"schema":{"blockGraphs":[],"customGraphs":[],"default":{"data":{"Article":[],"Course":[],"Dataset":[],"FAQPage":[],"Movie":[],"Person":[],"Product":[],"ProductReview":[],"Car":[],"Recipe":[],"Service":[],"SoftwareApplication":[],"WebPage":[]},"graphName":"","isEnabled":true},"graphs":[],"defaultGraph":"","defaultPostTypeGraph":""},"schema_type":null,"schema_type_options":null,"pillar_content":false,"robots_default":true,"robots_noindex":false,"robots_noarchive":false,"robots_nosnippet":false,"robots_nofollow":false,"robots_noimageindex":false,"robots_noodp":false,"robots_notranslate":false,"robots_max_snippet":null,"robots_max_videopreview":null,"robots_max_imagepreview":"large","priority":null,"frequency":null,"location":null,"local_seo":null,"breadcrumb_settings":null,"limit_modified_date":false,"ai":null,"created":"2021-03-08 13:51:35","updated":"2026-06-15 16:00:04","seo_analyzer_scan_date":null},"aioseo_breadcrumb":"<div class=\"aioseo-breadcrumbs\"><span class=\"aioseo-breadcrumb\">\n\t\t\t<a href=\"https:\/\/www.jimboyceinsurance.com\/blog\" title=\"Home\">Home<\/a>\n\t\t<\/span><span class=\"aioseo-breadcrumb-separator\">&raquo;<\/span><span class=\"aioseo-breadcrumb\">\n\t\t\t<a href=\"https:\/\/www.jimboyceinsurance.com\/blog\/category\/insurance\/\" title=\"Insurance\">Insurance<\/a>\n\t\t<\/span><span class=\"aioseo-breadcrumb-separator\">&raquo;<\/span><span class=\"aioseo-breadcrumb\">\n\t\t\tBenefits of Umbrella Insurance for NC Businesses\n\t\t<\/span><\/div>","aioseo_breadcrumb_json":[{"label":"Home","link":"https:\/\/www.jimboyceinsurance.com\/blog"},{"label":"Insurance","link":"https:\/\/www.jimboyceinsurance.com\/blog\/category\/insurance\/"},{"label":"Benefits of Umbrella Insurance for NC Businesses","link":"https:\/\/www.jimboyceinsurance.com\/blog\/benefits-of-umbrella-insurance-for-nc-businesses\/"}],"_links":{"self":[{"href":"https:\/\/www.jimboyceinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/142","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.jimboyceinsurance.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.jimboyceinsurance.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.jimboyceinsurance.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.jimboyceinsurance.com\/blog\/wp-json\/wp\/v2\/comments?post=142"}],"version-history":[{"count":1,"href":"https:\/\/www.jimboyceinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/142\/revisions"}],"predecessor-version":[{"id":143,"href":"https:\/\/www.jimboyceinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/142\/revisions\/143"}],"wp:attachment":[{"href":"https:\/\/www.jimboyceinsurance.com\/blog\/wp-json\/wp\/v2\/media?parent=142"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.jimboyceinsurance.com\/blog\/wp-json\/wp\/v2\/categories?post=142"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.jimboyceinsurance.com\/blog\/wp-json\/wp\/v2\/tags?post=142"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}