{"id":120,"date":"2020-04-28T04:00:00","date_gmt":"2020-04-28T10:00:00","guid":{"rendered":"https:\/\/www.jimboyceinsurance.com\/blog\/?p=120"},"modified":"2020-04-28T10:06:55","modified_gmt":"2020-04-28T16:06:55","slug":"three-types-of-motorcycle-coverage-you-need","status":"publish","type":"post","link":"https:\/\/www.jimboyceinsurance.com\/blog\/three-types-of-motorcycle-coverage-you-need\/","title":{"rendered":"Three types of motorcycle coverage you need"},"content":{"rendered":"<p>As a motorcyclist, you need to carry adequate insurance coverage both to protect yourself financially and to meet legal obligations. At Jim Boyce Insurance, we offer motorcycle insurance&nbsp;policies that include a variety of different coverage options.&nbsp;<\/p>\n<p>There are numerous types of motorcycle insurance coverage you need to look into to ensure that you&#8217;re adequately covered while riding your bike in Matthews, NC. The following are three types of motorcycle coverage you&#8217;ll want to have.&nbsp;<\/p>\n<h2>Liability coverage<\/h2>\n<p>The most basic type of coverage you need is liability coverage. Liability coverage is required by law for motorcyclists and motorists in almost every state.&nbsp;<\/p>\n<p>Liability coverage will cover resulting expenses if you cause physical or property damage while riding. Each state has minimum liability coverage amounts you&#8217;ll have to meet to drive legally.&nbsp;<\/p>\n<h2>Collision coverage<\/h2>\n<p>Collision coverage is important to cover the costs of any damage that your own bike or property experiences.<\/p>\n<p>If your motorcycle is damaged in an accident and you&#8217;re at fault, you&#8217;ll have to pay for the damages out of pocket if you don&#8217;t have collision coverage. You&#8217;ll have to cover the costs of damages even if you&#8217;re not at fault if you get in an accident with a motorist without adequate liability coverage.&nbsp;<\/p>\n<h2>Guest passenger liability coverage<\/h2>\n<p>It&#8217;s a good idea to invest in guest passenger liability coverage if you frequently ride with a passenger. This addition on your motorcycle insurance policy will provide added coverage for medical costs if your guest passenger becomes injured while you&#8217;re riding.&nbsp;<\/p>\n<p>Some states require guest passenger liability coverage. However, you should invest in this type of coverage even if your state doesn&#8217;t require it to protect your passenger.&nbsp;<\/p>\n<p>Are you interested in learning more about the motorcycle insurance coverage available in Matthews, NC? Get in touch with us at Jim&nbsp;Boyce Insurance to explore our coverage offerings.&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>As a motorcyclist, you need to carry adequate insurance coverage both to protect yourself financially and to meet legal obligations. At Jim Boyce Insurance, we offer motorcycle insurance&nbsp;policies that include a variety of different coverage options.&nbsp; There are numerous types of motorcycle insurance coverage you need to look into to ensure that you&#8217;re adequately covered [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[5,11],"class_list":["post-120","post","type-post","status-publish","format-standard","hentry","category-insurance","tag-jim-boyce-insurance","tag-matthews-nc"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.jimboyceinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/120","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.jimboyceinsurance.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.jimboyceinsurance.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.jimboyceinsurance.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.jimboyceinsurance.com\/blog\/wp-json\/wp\/v2\/comments?post=120"}],"version-history":[{"count":1,"href":"https:\/\/www.jimboyceinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/120\/revisions"}],"predecessor-version":[{"id":121,"href":"https:\/\/www.jimboyceinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/120\/revisions\/121"}],"wp:attachment":[{"href":"https:\/\/www.jimboyceinsurance.com\/blog\/wp-json\/wp\/v2\/media?parent=120"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.jimboyceinsurance.com\/blog\/wp-json\/wp\/v2\/categories?post=120"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.jimboyceinsurance.com\/blog\/wp-json\/wp\/v2\/tags?post=120"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}